Learn about your rights  after the Sheriff's Sale is Complete

Once the sheriff’s sale is complete it’s important to know that you DO NOT HAVE TO MOVE until the redemption period is complete which is usually six months. If you know you will have to move, use this time to save money and look for a new place to live.  Read more below about your responsibilities to maintain the property, when you must move, how you can keep your home and about resources to find affordable housing in Detroit. 

You can still buy back your home during the redemption period

You as the homeowner are entitled to a redemption period (usually 6 months) to recover the property from the purchaser (often the original lender). To redeem your property you must pay the total amount due—usually the amount of the loan plus missed payments, accrued interest, late fees, and attorney fees. 

You are still responsible to maintain your property during the redemption period

If you leave the home prior to the end of the redemption period, you must contact your lender as you are still legally responsible for the property and can be held responsible for property issues. If you vacate the home and contact the lender they can accelerate or shorten the redemption period to complete the foreclosure process for you.

After the Redemption Period—Eviction

At the end of the redemption period the homeowner loses the lost legal title and must give up possession of the home. The purchaser now has legal title to the home.  You will get an eviction notice and a legal notice of an eviction action in court.  You can go to court to fight the eviction.  After the eviction date the Sheriff can move your belongings to the curb.