Housing & Foreclosure Prevention Counselors


Benefits of Housing & Foreclosure Counselors


Housing counselors can help you assess your situation and suggest realistic and sustainable choices and options to increase income and/or reduce other debts.  Counselors often have a great deal of knowledge about local resources that may be available.  At your direction, a housing counselor will work with your mortgage company to discuss possible solutions and options. 


What can I do to prepare for working with my mortgage company and/or a HUD approved housing counselor?

It would be helpful to have the following information on hand:

  • Your loan account number (found on your monthly mortgage statement).
  • A brief explanation of your circumstances.
  • Recent income documents (such as pay stubs; benefit statements from Social Security, Disability, Unemployment, Retirement, or Public Assistance.  If you are self-employed, have your tax returns or a year-to date Profit and Loss statement available for reference).
  • List of household expenses.


What is the difference between HUD-approved and MSHDA-approved housing Counselors?

HUD approval comes from the federal level, while MSHDA approval comes from the State of Michigan.  Housing Counseling Agencies approved by either HUD or MSHDA are considered credible counseling agencies.


FREE CERTIFIED HOUSING COUNSELORS

for residents of southeast Michigan
 

 

CERTIFIED HOUSING COUNSELORS CAN HELP YOU TAKE THE FIRST STEP

 

Certified housing counselors are waiting to work with your family.

Making an appointment with a certified counselor is the first step
in taking control of your future. 

Counselors will help you look at your situation and make realistic choices.

Services are FREE - they are paid through federal funds and there are
generally no income requirements.

Counselors work with you and your mortgage company or servicer to
find options that may be available.

Counselors are trained to help you find resources to increase income
or reduce other debts.

 

CALL ONE TODAY - Arranged by Location  - You May Contact ANY Agency

Scroll down for a list of local HUD or MSDA approved agencies organized by zip-code and county. 

OR download this information in pdf format:
Foreclosure Prevention Counselor List 


SOUTHEAST MICHIGAN
Wayne County Mortgage Foreclosure Prevention Program

www.fightmortgageforeclosure.com

(877) 693-6199 or (313) 833-2948
The Program is a free service to help any resident of WAYNE, OAKLAND, MACOMB, or WASHTENAW county who is at risk of mortgage foreclosure, including those who are in delinquency, in the foreclosure process or are facing eminent default. By applying through the website, you are connected with a qualified, professional counselor who is HUD or MSHDA certified in your area.


WAYNE

 

48201

Center for Community Justice

(313) 832-4788

www.miccja.org

 

Greenpath, Inc.

(313) 961-1018

 

Jewish Vocational Services

(313) 833-8100

 

48202

Bethel Housing Counseling

(313) 833-9912

 

Central Detroit Christian DC

(313) 873-0064 ext. 18

www.detcdc.org

 

Det Alliance for Fair Banking

(313) 871-9050

 

Detroit Non-Profit Hsg. Corp.

(313) 972-1111

 

48208

MI Neighborhood Partnership

(313) 361-4530

 

48216

Phoenix Hsg & Counseling

(313) 964-4207

 

Southwest Housing Solutions

(313) 841-9641 ext. 365

www.swsol.org/counseling

48219

Abayomi CDC

(313) 541-9828

www.abayomidcd.org

 

New Hope Community Dev.

(313) 255-6275

www.newhopeDetroit.org

 

48224

U-SNAP-BAC Non Profit Hsg.

(313) 640-1100

www.usnapbac.org

 

48226

Family Tree

(313) 962-2329

www.familytreeagency.org

 

Mission of Peace

(313) 967-0140

 

National Faith Homebuyers

(313) 255-9500

www.nationalfaith.org

 

Neighborhood Legal Svcs.

(313) 964-1975

www.nlsmlaw.org

 

48235

Amandla Comm. Dev. Corp.

(313) 347-2829

 

Looking for My Sister

(313) 861-3221 ext. 12

 

WAYNE - General

Liberty Hill Housing Corp.

(734) 722-4980

 

Wayne Metro CAA

(734) 284-6999

 

OAKLAND

Lighthouse Community Dev

(248) 920-6200 ext. 2426

 

Oakland Livingston HSA

(248) 209-2692

 

Oakland Cty Foreclosure Prevention

(248) 858-0627

fightmortgageforeclosure.com/oakland

 

MACOMB

Hope Center in Macomb

(586) 294-HOPE

www.hopecentermacomb.org

 

MSU Extension - Macomb

(586) 307-8289

fightmortgageforeclosure.com/Macomb

 

WASHTENAW

Foreclosure Prevention

(734) 222-9595

fightmortgageforeclosure.com/Washtenaw

 

MSU Extension - Washtenaw

(714) 997-1678