Seeking Legal Help

There are many reasons that you may want to seek legal help during the foreclosure process. Talk to a lawyer or counselor experienced in default and delinquency counseling.

Ask yourself these questions to determine if you need legal assistance:

• Have foreclosure proceedings already started?
• Are you thinking about filing for bankruptcy?
• (Filing for bankruptcy in the State of Michigan halts the foreclosure process)
• Do you have a lot of credit card debt and are looking for mitigation help?
• Are you having a hard time paying your other loans (example: car loan)?
• Do you live on more than two acres of land?  (If foreclosed upon, you may have legal rights to a one-year redemption period instead of only six months).
• You are a renter and your landlord is going through foreclosure.

If you answered “yes” to any of these questions, you should consider seeking legal help. There are a number of organizations that offer free counseling and legal assistance in Michigan.

For Free or Low Cost Counseling and Legal Assistance

(eligibility requirement may exist):

 

Acclaim Legal Services

17117 West Nine Mile Road, Suite 925
Southfield, Michigan 48075
(248) 840-3368

Legal Aid and Defender Association

645 Griswold Street, Suite 3466,
Detroit, Michigan 48226
(313) 964-4111 (information)
(313) 964-4700 (intake)
(313) 964-4700 (Wayne County)

Legal Hotline for Michigan Seniors (60+)
1-800-347-5297

Michigan Legal Services
220 Bagley Avenue, Ninth Floor
Detroit, Michigan 48226
(313) 964-4130
(313) 964-4130 (Wayne County)
Provides property tax and legal assistance for qualified low-income individuals

Michigan State Bar Association’s Lawyer Referral Service
(800) 968-0738

Neighborhood Legal Services of Michigan
455 West Fort Street, Suite 214
Detroit, Michigan 48226
(313) 964-1975

United Community Housing Coalition
220 Bagley Avenue, Second Floor
Detroit, Michigan 48226
(313) 963-3310 (Detroit only)

• Landlord/tenant counseling
• Housing placement counseling
• Legal aid to low-income residents

United Way 211
Dial 2-1-1 for legal assistance information and referrals.